Medical Benefits Under No-Fault Car Insurance

Every Michigan driver is required to carry no-fault insurance, which includes personal injury protection (PIP) for all medical bills from an accident. But many drivers do not realize they have this protection or understand what is covered.

The personal injury lawyers of Bredell & Bredell have extensive experience with both no-fault and liability claims in motor vehicle accidents. Our Ypsilanti firm represents accident victims in eastern Michigan and statewide. We can explain and enforce your right to medical benefits and pursue all sources of compensation, including claims against the other driver.

No-Fault Medical Coverage

Your PIP policy pays for all necessary medical care stemming from injuries in a car accident:

  • Emergency room treatment and hospitalization
  • Doctor's visits and medical mileage
  • Surgery, physical therapy and chiropractic care
  • Pain medications
  • Medical equipment

Most people have coordinated coverage, which means that their health insurance pays first and their PIP insurance pays any remainder. This helps to lower the no-fault premiums, but often leads to claim disputes with the no-fault carrier or other insurance providers. Our attorneys have extensive experience litigating no-fault insurance disputes.

In addition to medical care, no-fault insurance pays your lost wages if your injury prevents you from working. There is a one-year time limit to bring no-fault claims. Again, Bredell & Bredell can knowledgeably address these matters.

Experienced Representation For All Facets Of Your Accident

To protect your interests, contact our attorneys as soon as possible after your accident. We have offices in Ypsilanti and Jackson. For a free consultation, call 734-482-5000 or toll free at 866-586-8164, or fill out our online form.