Time Limits For No-Fault Insurance Claims

The law places strict limits on the amount of time you have to file a no-fault insurance claim, so it is critical to act quickly if you are considering legal action. If you do not act in time, you will lose your right to recover compensation for your injuries.

At Bredell & Bredell, we encourage injury victims to call us — even if they aren't sure whether they have a valid claim. We offer free initial consultations at no obligation, so people have nothing to lose by contacting us.

Frequently, we answer numerous questions and give advice following an accident, only charging an attorney fee if it is necessary for us to file a legal claim against your insurance company. In more than 25 years of practice, we have never billed one of our clients for discussing no-fault benefits.

If you have an actionable claim, we will talk with you about your options. If you choose to retain us as your attorneys, we will take action quickly and effectively to help you obtain the compensation you deserve. Our fees will be explained in detail. Are fees are always paid out of money that we recover for you, from your insurance company.

Michigan law may recognize separate time limits — or statutes of limitations — depending on your situation:

  • No-fault insurance claims: If you are injured while entering or exiting, loading or unloading or conducting maintenance on a vehicle, you must let the insurance carrier know within a year of the incident or you may be forever barred from filing a claim.
  • Insurance company delay tactics: If your insurance company has denied or delayed payment for expenses related to an accident and it's been more than one year since the no-fault insurance benefits were incurred, you and your doctors will lose all benefits you are owed.
  • Personal injury claims: If you are considering filing a personal injury lawsuit against an at-fault driver, you have three years to file the claim in Michigan court.

Whether you are collecting compensation from an insurer, engaging in a no-fault insurance dispute or filing a personal injury lawsuit, it is better to act sooner rather than later. As time passes, valuable evidence can be lost. Witnesses move away or their memories fade.

Contact a Ypsilanti Insurance Claim Attorney

If you are involved in a no-fault insurance dispute, contact a lawyer at Bredell & Bredell in Ypsilanti, Michigan. Contact our office today by calling 866-586-8164 or reaching us online. We offer flexible scheduling options and can make home and hospital visits if your injury prevents you from traveling to our offices.